My son has considerable medical expenses. Between appointments at the neurologist, tests for his epileptic condition, appointments at the ENT, tests for his ears, appointments at the developmental pediatrician, his appointments with our general physician, the inevitable yearly emergency room visit, and his medication, we are going broke.
And we have insurance. Pretty good insurance by today's standards.
Sammy is at $5415.05 out of pocket on our last explanation of benefits. That's right, out of pocket expenses for medical care. And it's only October. It doesn't seem to matter how much we plan for it, towards the end of the year it always hurts. And that doesn't include any visits for Darrin or me.
The medical bills are always the highest, however, like all of you know, just living racks up its own set of bills. Winter is always a slower time for real estate, so we've tried to save through the summer. But as I'm writing checks today to Carle, Rush, and Christie Clinic, I find myself wondering if we have enough to make it through. And I'm nervous because as Darrin is starting a new position in two weeks; that means a whole new insurance plan, with a new deductible, and new out of pocket maximums. Ugh.
I can't imagine what people less well off than we do about medical bills. I am not starting a political debate here, but something has got to give.
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